Why Fragmented Financial Advice Costs You More Managing separate advisors for taxes, law, and investments often leads to "siloed" thinking. Without coordination, you face conflicting strategies, missed tax savings, and higher fees.  While the ultra-wealthy use private Family Offices to align their experts, the high overhead makes this inaccessible for most. The Solution: The Virtual Family Office (VFO) A VFO replicates the elite Family Office model using technology and fracti